Save Hundreds on Mercedes-Benz CL500 Insurance in Las Vegas

Las Vegas shoppers have lots of choices when shopping for the lowest priced Mercedes-Benz CL500 insurance. You can either waste hours calling around getting price quotes or save time using the internet to get rate quotes. There are more efficient ways to buy car insurance and we’ll show you the proper way to price shop coverage for a Mercedes-Benz and locate the cheapest rates from both online companies and Las Vegas agents.

Most of the larger companies provide coverage prices directly from their websites. Getting online rates is pretty easy as you simply enter the coverages you want as requested by the quote form. When the form is submitted, their system pulls your driving record and credit report and generates a price.

This makes it a lot easier to compare rates but the process of having to visit multiple sites and type in the same data gets old quite quickly. But it’s very important to get many rate quotes if you are searching for the best price possible.

The easiest way to compare rates uses just one form to get prices from several different companies. It saves time, reduces the work, and makes quoting online much more enjoyable and efficient. Immediately after submitting the form, it gets priced with multiple companies and you can pick any of the quote results. If a lower price is quoted, you can click and sign and purchase the new policy. It takes 15 minutes at the most and you’ll know if lower rates are available.

To save time and compare rates now, simply click here to open in new window and complete the simple form. If you have coverage now, it’s recommended you copy the limits and deductibles as shown on your current policy. Using the same limits helps guarantee you will have a fair comparison for the exact same coverage.

Advertising myths

Nevada consumers constantly see and hear ads that claim the lowest auto insurance rates by companies like Progressive, GEICO, Allstate and State Farm. All the ads advertise claims about saving some big amount after switching your car insurance policy to them.

How can each company charge you less for auto insurance? You have to listen carefully.Las Vegas insurance prices

Different companies look for specific characteristics for the type of insured that will add to their bottom line. For instance, a profitable customer may be between the ages of 30 and 50, has a clean driving record, and drives less than 10,000 miles a year. Any person that fits those parameters will get low premium rates and have a good chance to save quite a bit of money when switching.

Potential insureds who are not a match for those criteria must pay higher prices with the end result being the prospect going elsewhere. The ads state “people who switch” not “everybody who quotes” save that much when switching. That’s the way insurance companies can confidently make those claims. This really drives home the point why drivers must do a rate comparison at every renewal. It’s not possible to predict which insurance companies will fit you best based on your risk profile.

Save a ton by applying discounts

Some companies don’t always advertise every possible discount in an easy-to-find place, so the below list has some of the more common and also the lesser-known savings tricks you should be using when you .

  • Discount for New Cars – Buying a new car instead of a used car can cost up to 25% less due to better safety requirements for new vehicles.
  • Safe Driver Discounts – Drivers who avoid accidents may save up to 50% more for CL500 insurance than drivers with accidents.
  • ABS and Traction Control Discounts – Anti-lock brake equipped vehicles are safer to drive and earn discounts up to 10%.
  • Multi-policy Discount – When you combine your auto and homeowners insurance with the same company you could earn a discount of up to 20% off your total premium.
  • Smart Student Discounts – Excelling in school can save 20 to 25%. The good student discount can last until age 25.

It’s important to note that most discount credits are not given the the whole policy. Most only cut specific coverage prices like liability and collision coverage. If you do the math and it seems like all those discounts means the company will pay you, car insurance companies aren’t that generous.

Larger car insurance companies and some of their more popular discounts are:

  • American Family offers discounts including good driver, bundled insurance, air bags, TimeAway discount, Steer into Savings, early bird, and defensive driver.
  • State Farm may have discounts that include safe vehicle, Steer Clear safe driver discount, Drive Safe & Save, defensive driving training, and multiple autos.
  • 21st Century offers premium reductions for good student, teen driver, driver training, 55 and older, and anti-lock brakes.
  • Travelers includes discounts for multi-car, good student, early quote, hybrid/electric vehicle, and student away at school.
  • GEICO may include discounts for military active duty, defensive driver, driver training, anti-theft, and membership and employees.

When quoting, ask all the companies which discounts you qualify for. Some credits might not apply in Las Vegas.

Additional detailed information is available at the Nevada Division of Insurance website. Visitors are able to learn about insurance regulations, find out which companies have the most complaints, and read consumer alerts.

insurance for CL500

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Persistent drivers can save

Throughout this article, we presented a lot of ways to reduce Mercedes-Benz CL500 insurance rates online. The key thing to remember is the more rate quotes you have, the better your chances of lowering your auto insurance rates. Drivers may discover the best rates are with a smaller regional carrier.

While you’re price shopping online, never buy lower coverage limits just to save a few bucks. Too many times, drivers have reduced comprehensive coverage or liability limits only to regret that a couple dollars of savings turned into a financial nightmare. Your goal should be to purchase a proper amount of coverage at the best cost.

Consumers change insurance companies for a variety of reasons including policy non-renewal, delays in paying claims, an unsatisfactory settlement offer and high rates after DUI convictions. Regardless of your reason for switching companies, finding a great new company is easier than you think.