Las Vegas Consumers Uncover How to Pay Less for Honda CR-V Insurance
Searching for cheaper insurance for a new or used Honda CR-V in Nevada can normally be an all-consuming task, but you can follow our auto insurance buying tips and make it easy. There is a right way and a wrong way to buy auto insurance so we’re going to tell you the quickest way to quote coverages for your Honda and locate the best price possible.
You need to take a look at other company’s rates once or twice a year since insurance rates go up and down regularly. Just because you had the lowest rates for CR-V insurance on your last policy there may be better deals available now. There is too much inaccurate information about auto insurance on the internet, so we’re going to give you a bunch of ideas how to stop overpaying for insurance.
Choosing the best insurance company for you in Las Vegas is easy if you know what you’re doing. Basically, every vehicle owner who is shopping for auto insurance will more than likely be able to lower their premiums. Nevertheless, Nevada drivers do need to learn the methods companies use to compete online.
Compare Las Vegas Auto Insurance Costs
Effectively comparing auto insurance prices can be a daunting task if you aren’t aware of the easiest way. You can spend your afternoon talking about coverages with insurance agencies in Las Vegas, or you could use online quoting to accomplish the same thing much quicker.
The majority of car insurance companies take part in a program where prospective buyers enter their policy data once, and every company provides a quote determined by their information. This system prevents you from having to do form submissions for every auto insurance company.
To find out how much you’re overpaying now click here (opens in new window).
The one downside to doing it this way is you cannot specify which companies you want pricing from. If you would rather choose specific insurance companies to request quotes from, we have a listing of low cost auto insurance companies in Nevada. Click here for list of insurance companies in Nevada.
However you get your quotes, double check that you are using the exact same coverages and limits with each company. If you use mixed coverages it’s impossible to determine which rate is truly the best in Las Vegas. Having just a slight variation in coverage limits can make a big difference in price. And when price shopping your coverage, comparing more company’s prices gives you a better chance of getting a lower rate.
Save money by taking advantage of these discounts
Car insurance companies don’t necessarily list all available discounts very well, so the following is a list of both well-publicized and the harder-to-find savings tricks you should be using.
- Discount for Good Grades – Performing well in school can earn a discount of 20% or more. The good student discount can last up to age 25.
- More Vehicles More Savings – Buying coverage for multiple cars or trucks on one policy qualifies for this discount.
- Fewer Miles Equal More Savings – Driving fewer miles could be rewarded with better rates on cars that stay parked.
- No Accidents – Claim-free drivers pay less when compared to frequent claim filers.
- Drivers Ed for Students – Have your child successfully complete driver’s ed class in school.
- Military Discounts – Having a family member in the military could mean lower rates.
- Seat Belts Save more than Lives – Drivers who require all occupants to use their safety belts could save 15% on the medical payments or PIP coverage costs.
- Air Bag Discount – Factory air bags and/or automatic seat belt systems can qualify for discounts of more than 20%.
It’s important to note that many deductions do not apply to all coverage premiums. Some only apply to the cost of specific coverages such as physical damage coverage or medical payments. Even though it may seem like it’s possible to get free car insurance, it doesn’t quite work that way.
To see a list of insurance companies offering auto insurance discounts in Las Vegas, click here.
When should I use an insurance agent?
When it comes to buying adequate coverage, there is no best way to insure your cars. Each situation is unique.
For instance, these questions can help discover if you could use an agent’s help.
- Is business equipment covered while in my vehicle?
- Does my liability insurance cover pulling a trailer or camper?
- Should I rate my Honda CR-V as pleasure use or commute?
- Is my dog or cat covered if injured in an accident?
- What is high-risk coverage and where do I buy it?
- Am I covered when driving on a suspended license?
- Can I still get insurance after a DUI?
- Do I need PIP (personal injury protection) coverage in Nevada?
- Can I afford to buy a different vehicle if my Honda CR-V is totaled?
If you’re not sure about those questions but a few of them apply, then you may want to think about talking to a licensed insurance agent. If you don’t have a local agent, take a second and complete this form.
More resources for learning
More tips and info about auto insurance can be found at the Nevada Division of Insurance website. Nevada drivers can view agent and company licensing information, file complaints about a company, read industry bulletins, and find out industry alerts.
The following information may also be useful.