Drivers Who Know These Tricks Save More on Lincoln Continental Insurance
Nevada drivers have options when trying to find low-cost Lincoln Continental insurance. They can either waste time struggling with agents trying to get quotes or leverage the internet to compare rates. There is a right way and a wrong way to compare auto insurance rates and you need to know the best way to price shop coverage on a Lincoln and get the best price possible.
Choosing the best insurance company for you is easy if you know what you’re doing. If you currently have a car insurance policy, you will most likely be able to save some money using this strategy. Nevertheless, Nevada consumers need to have an understanding of how the larger insurance companies sell online and take advantage of how the system works.
You probably qualify for some discounts
Companies that sell car insurance don’t always publicize every discount in a way that’s easy to find, so we took the time to find some of the best known and the more hidden discounts you could be receiving.
- Paperless Signup – Certain companies may give you up to $50 just for signing your application online.
- Service Members Pay Less – Having a deployed family member could be rewarded with lower premiums.
- Driver Safety – Taking a defensive driving course could cut 5% off your bill depending on where you live.
- Employee of Federal Government – Employees or retirees of the government can earn a discount up to 10% on Continental coverage with certain companies.
- Theft Prevention Discount – Vehicles with anti-theft systems help deter theft and will save you 10% or more.
- Pay Now and Pay Less – By paying your policy upfront instead of monthly or quarterly installments you could save 5% or more.
- More Vehicles More Savings – Having multiple cars or trucks on one policy qualifies for this discount.
- Seat Belts Save more than Lives – Requiring all passengers to wear their seat belts could save 15% off your medical payments premium.
- Good Student – This discount can be rewarded with saving of up to 25%. The good student discount can last up until you turn 25.
It’s important to note that most credits do not apply to your bottom line cost. Some only reduce the price of certain insurance coverages like liability, collision or medical payments. Just because it seems like having all the discounts means you get insurance for free, it doesn’t quite work that way.
To see a list of companies with discount auto insurance rates in Nevada, click here.
There’s no such thing as the perfect policy
When it comes to choosing adequate coverage for your vehicles, there isn’t really a “perfect” insurance plan. Every insured’s situation is different.
These are some specific questions might point out if you might need professional guidance.
- Do I need PIP coverage since I have good health insurance?
- Can I get a multi-policy discount for packaging my home and auto coverage?
- Does my Lincoln Continental qualify for pleasure use?
- Why am I be forced to buy a membership to get insurance from some companies?
- Does my personal policy cover me when driving my company car?
- Is my teen driver covered when they drive my company car?
- Are my friends covered when driving my Lincoln Continental?
- Can I afford low physical damage deductibles?
- Can I afford to buy a different vehicle if my Lincoln Continental is totaled?
- Can I drive in Mexico and have coverage?
If you don’t know the answers to these questions but you know they apply to you, then you may want to think about talking to a licensed agent. To find an agent in your area, take a second and complete this form.
Additional consumer information websites
Even more information can be found at the Nevada Division of Insurance website. Nevada drivers can read consumer alerts, get help finding coverage, report car insurance fraud, and learn about insurance regulations.
More related Nevada auto insurance information:
Quote often and quote early
Affordable Lincoln Continental insurance can be sourced on the web and also from your neighborhood Nevada agents, and you should compare price quotes from both so you have a total pricing picture. Some companies may not provide online price quotes and many times these small, regional companies only sell through independent insurance agents.
When you buy insurance online, it’s a bad idea to skimp on coverage in order to save money. There are a lot of situations where an insured dropped uninsured motorist or liability limits and learned later that their decision to reduce coverage ended up costing them more. Your strategy should be to buy a smart amount of coverage at an affordable rate while not skimping on critical coverages.
We just presented a lot of techniques to lower your Lincoln Continental insurance rates. The most important thing to understand is the more you quote, the higher the chance of saving money. You may even discover the best price on auto insurance is with a company that doesn’t do a lot of advertising.