Consumers Learn How to Compare Prices for Kia Sportage Insurance
Finding cheaper insurance for a Kia Sportage in Nevada could be difficult, but you can learn the following methods and make it easy.
There are more efficient ways to buy car insurance and we’ll show you the proper way to quote coverages on a Kia and get the best price possible from both online companies and Nevada agents.
Don’t overlook these discounts
Car insurance can cost a lot, buy you may qualify for discounts that you may not know about. Some trigger automatically at the time of purchase, but less common discounts must be manually applied prior to getting the savings. If you don’t get every credit available, you’re paying more than you need to.
- Air Bag Discount – Factory air bags can get savings of up to 25% or more.
- Defensive Driver – Taking part in a course teaching defensive driving skills could cut 5% off your bill and easily recoup the cost of the course.
- Save over 55 – Mature drivers may qualify for better car insurance rates on Sportage insurance.
- Multiple Cars – Buying coverage for all your vehicles on one policy qualifies for this discount.
- Theft Prevention Discount – Vehicles with anti-theft systems help deter theft and will save you 10% or more.
- Anti-lock Brake System – Vehicles equipped with ABS or steering control prevent accidents and therefore earn up to a 10% discount.
- Safe Drivers – Safe drivers may receive a discount up to 45% less on Sportage insurance than drivers with accident claims.
- Driver’s Ed – Require your teen driver to take driver’s ed class if offered at their school.
- College Student – Children who attend school more than 100 miles from home and do not have access to a covered vehicle can receive lower rates.
- Paperless Signup – Certain companies may give you up to $50 just for signing your application digitally online.
Keep in mind that most discount credits are not given the the whole policy. Some only apply to specific coverage prices like liability and collision coverage. So when the math indicates you could get a free car insurance policy, you won’t be that lucky. But any discount will help reduce your overall premium however.
For a list of companies who offer car insurance discounts in Nevada, click here to view.
Is my situation unique?
When it comes to buying coverage for your personal vehicles, there isn’t really a “perfect” insurance plan. Everyone’s needs are different.
For example, these questions could help you determine if your situation could use an agent’s help.
- Can I rate high risk drivers on liability-only vehicles?
- When do I need to add a new car to my policy?
- Is rental equipment covered for theft or damage?
- Do I need medical payments coverage since I have good health insurance?
- Am I covered when driving on a suspended license?
- Does my Kia Sportage qualify for pleasure use?
- Am I covered when pulling a rental trailer?
If you don’t know the answers to these questions, you might consider talking to an agent. To find an agent in your area, fill out this quick form. It is quick, free and can help protect your family.
Online resources for education
Much more information about car insurance in Nevada can be found on the Nevada Division of Insurance website through this link. Consumers can read enforcement actions against agents and companies, get help finding coverage, view agent and company licensing information, and read consumer alerts.
The following articles may also be useful.
Quote more, save more
While you’re price shopping online, you should never reduce needed coverages to save money. Too many times, an accident victim reduced comprehensive coverage or liability limits only to regret at claim time that the savings was not a smart move. The aim is to purchase a proper amount of coverage for the lowest price, not the least amount of coverage.
Throughout this article, we presented many ways to compare Kia Sportage insurance prices online. It’s most important to understand that the more times you quote, the higher the chance of saving money. You may even discover the best prices are with some of the smallest insurance companies.
Cheap Kia Sportage insurance can be found online and with local Nevada insurance agents, so you should compare both to have the best rate selection. Some insurance companies do not offer online price quotes and usually these smaller companies provide coverage only through local independent agents.