8 Proven Ways to Lower Mercedes-Benz CLS55 AMG Insurance Premium in Las Vegas

Feel like you’re a prisoner to an underperforming, overpriced auto insurance policy? Trust us, there are a lot of people in Las Vegas just like you who feel imprisoned by their auto insurance policy. You have multiple insurers to pick from, and though it is a good thing to have a choice, it can be more difficult to compare company pricing.

How to Get Las Vegas Auto Insurance Comparison Quotes

There are several ways to compare auto insurance quotes, but one way is less labor-intensive and much quicker. You can spend your afternoon talking to local insurance agents in Las Vegas, or you could use online quoting for quick rates.

Many insurance companies are enrolled in a marketplace where prospective buyers submit their information once, and each company then gives them pricing. This saves time by eliminating form submissions to each company.

To fill out one form to compare multiple rates now click here (opens in new window).

The one downside to using this type of form is you can’t choose the insurers you will receive quotes from. If you prefer to choose specific providers to compare prices, we put together a list of auto insurance companies in Nevada. Click to view list.

Which method you use is up to you, but double check that you are using identical coverage limits and deductibles with each company. If you have different deductibles it’s not possible to truly determine the lowest rate in Las Vegas.

Do you qualify for a discount?

Companies offering auto insurance don’t always advertise all available discounts in an easy-to-find place, so we took the time to find both well-publicized and also the lesser-known discounts you could be receiving. If they aren’t giving you every credit possible, you are paying more than you should be.

  • Multiple Cars – Insuring all your vehicles on one policy can get a discount on all vehicles.
  • Auto/Home Discount – If you insure your home and vehicles with one company you could get a discount of approximately 10% to 15%.
  • Seat Belts Save more than Lives – Using a seat belt and requiring all passengers to use their safety belts could cut 10% or more on the medical payments or PIP coverage costs.
  • College Student – Youth drivers who are attending college without a vehicle on campus may qualify for this discount.
  • Government Employees – Simply working for the federal government can earn a discount up to 10% for CLS55 AMG insurance depending on your company.
  • Driver Safety – Successfully completing a course in driver safety could possibly earn you a 5% discount depending on where you live.
  • Braking Control Discount – Vehicles with anti-lock braking systems can avoid accidents and therefore earn up to a 10% discount.

Keep in mind that some credits don’t apply to your bottom line cost. Most cut the price of certain insurance coverages like liability and collision coverage. So when it seems like it’s possible to get free car insurance, companies don’t profit that way.

To choose providers offering auto insurance discounts in Las Vegas, click here.

Price shop online but buy from a local Las Vegas agent

Some consumers would rather buy from a local agent and there is nothing wrong with that. Good agents are trained to spot inefficiencies and help you file claims. One of the great benefits of comparing rates online is that you can obtain the best rates and still choose a local agent.

Once you complete this simple form, the coverage information is submitted to local insurance agents who will battle for your coverage. You never need to even leave your home as quotes are delivered to your email. Now that’s easy!

Choosing an insurance company needs to be determined by more than just a cheap price. Some important questions to ask are:

  • Do they make recommendations based only on price?
  • Are they full-time agents?
  • Does the agency have a good rating with the Better Business Bureau?
  • Do you have coverage for a rental car if your vehicle is in the repair shop?
  • How are they compensated?
  • Do they carry Errors and Omissions coverage?
  • What insurance companies do they recommend if they are an independent agent?
  • Do the coverages you’re quoting properly cover your vehicle?

Las Vegas auto insurance agents come in two flavors

When researching a reputable insurance agent or broker, there are a couple of types of agencies that differ in how they can insure your vehicles. Agents are categorized either independent (non-captive) or captive. While both can do a good job, but it’s worth mentioning the differences since it can impact the selection process.

Captive Insurance Agents

Captive agencies work for only one company such as Farmers Insurance or State Farm. These agents are not able to place coverage with different providers so always compare other rates. These agents are usually quite knowledgeable on their products and sales techniques and that can be a competitive advantage.

Independent Agents (or Brokers)

Independent agents do not work for one specific company but instead can place your coverage with any number of different companies depending on which coverage is best. If you are not satisfied with one company, your agent can switch companies without you having to go to a different agency. When searching for an agent, you should always contact at a minimum one independent agency to get the best comparison.

After receiving answers to your satisfaction and locked in a price quote, you may have just found an auto insurance agent that is a good match to service your policy.

Tailor your coverage to you

When buying the right insurance coverage, there is no best way to insure your cars. Everyone’s situation is unique and your policy should reflect that. Here are some questions about coverages that may help you determine if your insurance needs would benefit from professional advice.

  • What companies insure drivers after a DUI or DWI?
  • Who is covered by my policy?
  • Does having multiple vehicles earn me a discount?
  • Is my business laptop covered if it gets stolen from my vehicle?
  • Is a new car covered when I drive it off the dealer lot?
  • Does my car insurance cover rental cars?
  • Does my Mercedes-Benz CLS55 AMG need full coverage?

If you’re not sure about those questions but one or more may apply to you, then you may want to think about talking to a licensed agent. If you want to speak to an agent in your area, take a second and complete this form or you can also visit this page to select a carrier It’s fast, free and can help protect your family.

Even more information is available at the Nevada Division of Insurance website. Nevada drivers can learn about specific coverages, view a list of available companies, and view agent and company licensing information.

The articles below may also help you learn more about auto insurance in Las Vegas

Best coverage at the best price

We’ve covered many ways to get a better price on Mercedes-Benz CLS55 AMG insurance. It’s most important to understand that the more price quotes you have, the higher the chance of saving money. You may even discover the best price on auto insurance is with a company that doesn’t do a lot of advertising. Some small companies may only write in your state and offer lower rates compared to the large companies like State Farm and Allstate.

When shopping online for auto insurance, it’s very important that you do not sacrifice coverage to reduce premiums. There are too many instances where consumers will sacrifice uninsured motorist or liability limits and found out when filing a claim they didn’t have enough coverage. The proper strategy is to purchase a proper amount of coverage for the lowest price.